How much tzedakah are you giving to Torah institutions versus how much you spend on luxuries? I see people spending fifty thousand dollars on watches and cars, but when it comes to giving one hundred dollars to save a Jewish soul through kiruv, suddenly they have to think about it. This is backwards. The Gemara in Sanhedrin teaches us that before Mashiach comes, the prutah will cease from the purse - everything will go to zero. So what are you doing with your money now while you still have it?

People mistakenly prioritize luxuries over supporting Torah and *kiruv* (saving Jewish souls), though Hashem grants wealth for the latter. This misplaced focus leads to lost blessings, as all material possessions are temporary. Only investing in Torah, *tzedakah*, and *kiruv* yields eternal reward, amassing infinite *mitzvot* from every soul brought back to Hashem. Giving to *kiruv* is a divine merit; reluctance indicates a spiritual warning. Prioritize investing at least ten percent (or more, if wealthy) of your income into genuine *kiruv* organizations that truly save souls.